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105 State Hwy 36, Eatontown, NJ, 07724

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Dealership Info

Phone Numbers:Service Hours:
  • Mon - Sat7:30 AM - 5:00 PM
  • SunClosed
Sales Hours:
  • Mon - Thu9:00 AM - 7:00 PM
  • Fri9:00 AM - 6:00 PM
  • Sat9:00 AM - 5:00 PM
  • SunClosed
Parts Hours:
  • Mon - Sat7:30 AM - 5:00 PM
  • SunClosed
Service

Can You Finance a Car with No Credit?

reviewing financial documents



Absolutely! Though this may be more difficult, it’s not impossible. At Land Rover Monmouth, we can help you learn more about no car loans as well as financing a car with bad credit to help you get behind the wheel of a model you love. Be sure to contact our finance department to find out how to get a loan of your own.

Financing with Bad or Even No Credit

Financing a car with no credit most times means a higher down payment, as well as interest rates higher than the average. Make sure you go in knowing your budget and be prepared to negotiate. Remember these tips before making your way to the dealership:

  • Ask questions and don’t assume you won’t be approved. You are not obligated to take the first offer given, though it may seem like the only financing option at the moment. Ask questions and see if there are other options that would better benefit you.
  • Revive your credit score. Build up your credit if your credit score isn’t where you’d like it to be. (If your credit score improves after you take our your loan, consider refinancing.) Use your card on small purchases and immediately pay it off. This will help you raise your credit score in no time.
  • Know your budget and your credit score (if you have one). When applying for financing, your credit score can take a hit. Keep all of your loan applications within a 14-day period to limit the potential damage on your score.
  • Separate price negotiation from financing. The first offer isn’t the only one. Many dealerships go through multiple lenders.
  • Be prepared for a higher cost. Leave room in your budget for higher interest rates, a larger down payment, or both, especially if you have no credit. This goes double if you’re considering an in-house financing car lot.
  • Leasing might be a better option. Learn more about leasing options. These payments may also be higher than the average lease, but is cheaper than trying to purchase a vehicle.

Apply for a Loan at Land Rover Monmouth

When you’re ready to talk to our finance team about obtaining a bad credit car loan, to see our bad credit car finance options, as well as learn about our leasing option, contact Land Rover Monmouth, your local Land Rover dealer. Ready to apply? Apply for financing online to get the process started.

If you’re calculating your budget, don’t forget that you’ll also have to consider the cost of liability insurance.

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Contact Us

(877) 672-8810

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105 State Hwy 36 • Eatontown, NJ 07724

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Today's Hours:

Open Today! Sales: 9am-7pm

Open Today! Service: 7:30am-5pm

Open Today! Parts: 7:30am-5pm

Land Rover Monmouth 39.9174056, -74.0794598.